USDA Loan

There are many benefits of a USDA home loan. One of the biggest benefits is that no down payment is required.* Borrowers who qualify for a USDA home loan have the flexibility to pay nothing out of pocket for a down payment.

USDA Loans and Why You Would Use One

Benefits of an USDA Loan

  • Strong pricing with lower rates than Conventional Loans.

  • For purchasing homes in rural areas that are eligible for USDA financing.

  • No down payment required. 100% financing.

  • Loan eligibility down to a 580-credit score. Must be income eligible.

  • Stricter debt-to-income ratio requirements than other loans.